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QUIZ RESULTS

  • What is the maximum amortization you can get in a mortgage? 35 years

  • Which payment frequency helps reduce your mortgage principle faster? bi-weekly, weekly

  • You can get a mortgage if you have been self employed for how long? 1 day.

  • If you have a mortgage pre-approved, lender must first approve the property and supporting docs.

  • The minimum downpayment required to purchase a second home or vacation home is what? 5%

  • If you are a first time home buyer and the home you want is under $1,000,000 what is the minimum downpayment you must have? 5%

  • If you are paid hourly or on salary plus commission you will need how much time as proof of income from your Notice of Assessment from the CRA? 2 years.

  • Mortgage lender title insurance is available from who? A bank., Mortgage brokers and banks., Insurance agents., Your lawyer.

  • What percentage of Canadians have a variable rate mortgage? 25%

  • How much money down do you need when purchasing a home over $1,000,000? 20%

  • What is the maximum interest rate a lender can charge for a loan or mortgage in Canada? 60%

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